Personal loan example for a total amount of € 1,000 repayable in 12 monthly installments of € 84.16 (excluding optional insurance). Total Annual Effective Rate (APR) of 1.85% (excluding optional insurance). Fixed debtor rate of 1.83%. No Service Fee. Total cost of the loan: 9.92 €. Total amount owed by the borrower: € 1009.92. The monthly cost of the insurance Death-Total and irreversible loss of autonomy-Interruption of Work following Accident or Sickness-Loss of Employment under 65 years is 2,346 € is an Annual Effective Rate of Insurance (TAEA) 5.33% and a total amount due of 28,152 €, and is added to the monthly repayments of the loan. First due date between 30 and 60 days from the availability of funds, the monthly payments being taken on the 4th of each month.
Upon receipt of your complete file, uCredit can give you an answer in the 24h worked by SMS in the case of an acceptance, and by email in the case of a refusal.
1 Study conducted on the basis of a statement of rates made by Sémaphore Conseil, on the amounts of € 1,000 to € 3,000 and the maturities of 24 and 48 months.
A credit commits you and must be repaid.
Check your repayment capacity before you commit.uCredit is accredited as a credit institution – Investment Services Provider by the Prudential Control and Resolution Authority.
The funding is granted subject to final acceptance by uCredit after the study of your file. You have a right of withdrawal of 14 calendar days after the signature of the loan contract offer. If your file is definitely accepted, uCredit will keep a number of your supporting documents for the duration of your contract.
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The borrowing rates (APRs) are fixed and vary from 0.75% to 17.90% and the duration of the loan is between 6 to 84 months
uCredit: SA to Management Board and Supervisory Board with capital of € 1,151,773.