Pledge is an additional guarantee from the lender, protection against the borrowers being unable to repay the loan. These cases can take different forms, from fraudulent borrowers with bad debt plans, or from borrowers who have serious financial problems. Further illustration at

Comfortable and warm in your workplace

Comfortable and warm in your workplace

Nowadays, it does not take long to get into a situation where money is greater than income, everything can happen fast. For a moment, you are comfortable and warm in your workplace, you have mortgaged your home to get credit, but there is no guarantee that something like unemployment will not affect you. And with unemployment and lack of financial resources go hand in hand with the inability to make monthly loan payments, which can lead to the lien being transferred to the lender. You can’t plan everything in life, so let’s be responsible!

Fast Loan without pledge and guarantee

Fast Loan without pledge and guarantee

If you need a relatively small amount of money and do not want to risk the things that are important to you by pledging them – choose fast credit! Fast Loan without pledge and guarantee is available right here – on the Internet! There is no need to go the way of an institution, you can get credit even without leaving home. All you need is internet access, a bank account and a mobile phone.

The most important criteria that fast credit companies take into account when deciding whether to grant or refuse credit:

  • Age – You are at least 18 years old in Latvia;

However, most fast loan companies give loans to people aged 19 or 20.

Or at least now all previously overdue payments have been “cleared”.

  • Financial situation – regular income, official place of work;

However, not all companies have a mandatory job requirement. You can get a loan even if you are unemployed.

Fast credit is fast money – you can get the money you need in less than 20 minutes. The lender does not need to specify the purpose of the loan, the way it will be used. You will be able to use it at your own needs and discretion, without any prior approval. But, remember that fast credit has both the right and the wrong situation.

Eligible situations to use the services of fast credit companies:

  • You are short of money on a daily basis shortly before your salary;
  • You are short of money to make an important monthly payment;
  • Your wallet is empty, you still have to wait for your salary, but right now the long-coveted and unplanned product is at a great price.

Ineligible situations to use the services of fast credit companies:

  • You want to use a loan to “deal” with long-term financial problems;
  • You want to make a purchase that doesn’t match your income;
  • You have no idea how you will be able to repay the loan;

Several fast credit companies offering borrowings for free

Several fast credit companies offering borrowings for free

New customers get free credit , no interest ! Beneficial because you don’t have to pay an extra cent! There are several fast credit companies offering borrowings for free. Let’s look at the most popular:

Mms credit

  • The first loan for new clients up to USD 150 for 30 days is offered free of charge;
  • The loan is open to persons aged between 19 and 70 who are not on the debtors’ registers;
  • Money transfer by mms Credit is made every day from 7:00 to 24:00;
  • After reviewing your credit request, if you are granted a credit, your account will be credited within 15 minutes!

Boho Credit

  • For the first time you have the opportunity to borrow up to 150 USD free of charge;
  • Credit is available to persons aged 20-65 with no late payments and no “damaged” credit history;
  • Money transfers are made from 8am to 10pm, on weekends from 8am to 9pm;
  • If the answer to the loan is positive – within 20 to 30 minutes the money will be in your account!


  • The first loan is offered to new clients up to USD 150 for 30 days free of charge;
  • To qualify for the loan, you must be between 20 and 65 years old, may have an outstanding loan from another credit institution, but may not be late in paying!
  • VIAmms transfers money between 8am and 10pm on weekdays. On weekends 10am – 8pm.

Loan applications are accepted around the clock! Apply for a credit at least late at night – your application will be processed early in the company’s business hours!