Fund – Mi Tercera Edad http://miterceraedad.com/ Fri, 07 Jan 2022 15:02:59 +0000 en-US hourly 1 https://wordpress.org/?v=5.8 https://miterceraedad.com/wp-content/uploads/2021/05/mi-tercera-edad-icon-150x150.png Fund – Mi Tercera Edad http://miterceraedad.com/ 32 32 The Ultimate Guide to Payday Loan Consolidation https://miterceraedad.com/the-ultimate-guide-to-payday-loan-consolidation/ https://miterceraedad.com/the-ultimate-guide-to-payday-loan-consolidation/#respond Wed, 13 Oct 2021 14:24:47 +0000 https://miterceraedad.com/?p=2211 Have you ever felt like you just can’t win? You’re not alone. Many people think that they never have enough money, and it’s time to stop feeling sorry for themselves! 

If you want to improve your financial situation, then the best thing that you can do is consolidate your payday loans. It has never been easier than it is today with so many great options available on the market. This post will help explain consolidation, how it works, and why everyone should consider doing this.

What Is Payday Loans Consolidation?

The first step when considering a payday loan consolidation service is understanding exactly what consolidation means! In short terms, debt consolidation simply means combining all of your outstanding debts into one single loan. 

If you have multiple payday loans, this can be extremely helpful because it will give you a more manageable amount that is easier to pay back.

Why Would You Want To Do This?

The next question many people ask themselves when they are looking for ways to improve their financial situation is why would anyone want to do this in the first place! 

There are several great reasons as to why everyone should consider consolidating their debt through a service like Greendayonline

  • Lower interest rates – One thing that always sucks about having an excessive credit card bill or any other type of installment loan is how expensive it can get overtime. However, with consolidation, there’s no reason not to get a better deal on your interest rates! 
  • Get out of debt faster – Since you will only have one loan to make payments to, it’ll be much easier for you to pay back when compared to having multiple bills. This means that if someone is looking at the long-term picture and wants their financial situation fixed as fast as possible, this could be an ideal option in almost every case!

Why Greendayonline?

One question we always hear from people considering consolidation services like these is why they would want to use Greendayonline loans over other companies in the area. The answer here couldn’t be more straightforward: because we’re simply the best in everything that we do! 

We offer some amazing benefits, including: 

  • We have the fastest and easiest online application process in the country! 
  • We always work with people on their terms to come up with a personalized plan for our clients. 
  • No credit checks required – Our company doesn’t require any type of credit check before approving loans which means that anyone could immediately get started right away!

Suppose you’ve been feeling like there’s no way out or wondering how to fix your financial situation because payday loan consolidation has become too complicated over time. In that case, it’s never been easier than what we offer at Greendayonline payday loans today.

 All you need to do is fill out an application and see if you qualify for one of our amazing options that will change everything about your life forever!

What are the Steps for consolidating your debts?

  • Make sure that you have all documentation needed (e.g., pay stub, ID) 
  • Fill out an online application and get approved today! 
  • Receive funds by direct deposit within 24 hours after approval

Benefits Of Debt Consolidation 

  • No credit check required – Our company doesn’t require any type of credit check before approving loans which mean that anyone could immediately start! 
  • Lower interest rates – One thing that always sucks about having an excessive credit card bill or any other type of installment loan is how expensive it can get overtime. However, with consolidation, there’s no reason not to get a better deal on your interest rates!

Get out of debt faster – Since you will only have one loan to make payments to, it’ll be much easier for you to pay back when compared to having multiple bills. This means that if someone is looking at the long-term picture and wants their financial situation fixed as fast as possible, this could be an ideal option in almost every case!

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Mortgages jump 36% in one year https://miterceraedad.com/mortgages-jump-36-in-one-year/ https://miterceraedad.com/mortgages-jump-36-in-one-year/#respond Thu, 08 Apr 2021 02:38:25 +0000 https://miterceraedad.com/mortgages-jump-36-in-one-year/

New mortgages rose more than 36% year-on-year in February, to $ 7.6 billion in loans, according to new data from the Reserve Bank.

The amount loaned to homeowners is also up from January. While January lending was down from the last three months of last year, it was the busiest January since 2014, when the records began.

Investors borrowed $ 1.8 billion on February loans, up from $ 1.1 billion last February. Their share stood at 24.4% of total loans, up from 20.3% last year but down from 26% in January.

READ MORE:
* Record-breaking real estate investor race may soon end: Corelogic
* LVR rules reinstated, but industry doubts it will cool housing market
* New Zealand’s largest bank imposes stricter deposit requirements on real estate investors

First-time homebuyers were responsible for $ 1.1 billion, up from $ 938 million last year. Their share of total loans was 15.6 percent, down from 16.8 percent last February and 16.2 percent in January.

Kelvin Davidson, senior real estate economist at CoreLogic, said February marked the sixth consecutive month that the annual change had been at least $ 1.6 billion, with December’s rise reaching over $ 3 billion.

First-time homebuyers took 15.6% of loans last month.

123RF

First-time homebuyers took 15.6% of loans last month.

It’s no surprise that the Reserve Bank’s statistics on overall mortgage lending activity are strong again in February, he said.

“But the numbers also show that lending to high loan-to-value ratio (LVR) investors has slowed quite sharply so far in 2021, even though official rules only resumed on March 1.”

The banks had moved ahead of the Reserve Bank to impose stricter LVR rules before the official start date and the results were evident in the data, Davidson said.

High LVR loans slowed sharply in 2021, according to Kelvin Davidson of CoreLogic.

Provided

High LVR loans slowed sharply in 2021, according to Kelvin Davidson of CoreLogic.

“This shows that the dollar value of loans to high LVR investors has weakened so far in 2021 and that the share of this global activity has fallen sharply from 15 to 16% in September-December to 11%. now.”

While the government would be delighted to see this slowdown in high LVR lending, Davidson said he suspected there would be more restrictions ahead for investors in the form of limits on interest-only loans.

The share of interest rate-only investor loan flows had already declined over time, from a high of 55% in 2015-16 to around 40% today.

But that was probably still deemed too high by authorities, he said. “It wouldn’t be a surprise to see some sort of speed limit introduced. For example, maybe only 20% of investor loans on interest-only terms. “

The Reserve Bank was due to make a decision on the matter in May, Davidson said.

Any other restriction for investors would be in addition to the measures recently announced by the government to control investor activity and slow down the housing market. These include the extension of the clear line test and the end of interest deductibility.


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Capitol rioters acted on Trump’s ‘order’, impeachment prosecutors insist at trial https://miterceraedad.com/capitol-rioters-acted-on-trumps-order-impeachment-prosecutors-insist-at-trial/ https://miterceraedad.com/capitol-rioters-acted-on-trumps-order-impeachment-prosecutors-insist-at-trial/#respond Thu, 08 Apr 2021 02:38:13 +0000 https://miterceraedad.com/capitol-rioters-acted-on-trumps-order-impeachment-prosecutors-insist-at-trial/

WASHINGTON (AP) – House prosecutors concluded two days of emotional arguments in Donald Trump’s impeachment trial on Thursday evening, insisting that the Capitol invaders believed they were acting on ‘the president’s orders’ to stop the election of Joe Biden, the deadly culmination of Trump’s model of spreading falsehood and the violent rhetoric that will continue to vex US policy if left unchecked.

Democratic prosecutors have described in personal and blunt terms the horror that faced that January day, including in the same Senate chamber where Trump’s trial is underway. They posted the many public and explicit instructions Trump gave to his supporters – long before the White House rally that sparked the attack on Capitol Hill as Congress certified Biden’s victory. Five people died in the chaos and its aftermath, a domestic attack unprecedented in US history.

In videos, some posted on social media by the rioters themselves, the invaders explained how they were doing everything for Trump.

“If we pretend it didn’t happen, or worse, if we leave it unanswered, who can say it won’t happen again?” Argued attorney representing Joe Neguse, D-Colo.

Trump’s defense will speak on Friday, and debates could end with a vote this weekend.

Democrats, with little hope of being convinced by two-thirds of the equally divided Senate, present their most graphic case to the American public, while Trump’s lawyers and Republicans focus on legal rather than emotional issues or historical, in the hope of obtaining it. everything behind as quickly as possible.

This second impeachment trial, for incitement to insurgency, echoes last year’s impeachment and acquittal in the Ukraine case, as prosecutors warn senators that Trump showed no limits and will do so again, endangering civic order unless he is convicted and barred from future office. Even outside the White House, the former president wields influence over broad bands of voters.

Prosecutors on Thursday drew a direct line from his repeated comments tolerating and even celebrating violence – praising “on both sides” after the 2017 outbreak at the white supremacist rally in Charlottesville, Va. – and urging his crowd to rally last month to travel to Capitol Hill and fight for his presidency. He has spread false allegations of electoral fraud, although there has been no evidence of it, and urged his supporters to “stop the theft” of the presidency.

Prosecutors used the rioters’ own videos from that day to blame Trump. “We have been invited here,” said one of them. “Trump sent us,” said another. ” He will be happy. We are fighting for Trump.

“They really believed the whole intrusion was on the order of the President,” said Colorado Rep. Diana DeGette. “The president told them to be there.

At the White House, President Joe Biden said he believed “some minds might change” after Senators saw spooky security video of the murderous insurgency on Capitol Hill on Wednesday, including rioters threateningly searching Speaker of the House Nancy Pelosi and Vice President Mike Pence.

Biden said he hadn’t watched any of the previous day’s proceedings live, but then saw the media coverage.

While most Senate jurors appear to have made their decision, making Trump’s acquittal likely, the unreleased audio and video released on Wednesday is now a centerpiece, as lawmakers handling the case argue that he should be found guilty of incitement to siege.

Senators had remained glued to the jarring video released in the House on Wednesday. The senators shook their heads, crossed their arms and frowned. Screams of audio and video filled the Senate Chamber.

Videos of the siege have been circulating since the day of the riot, but the graphic compilation has offered a tale at every moment of one of the nation’s most alarming days. And it underscored how dangerously rioters have grown close to the nation’s leaders, shifting the focus of the trial from an academic debate on the Constitution to a crude narrative of the aggression.

Footage showed crowds entering the building, rioters engaging in hand-to-hand combat with police, and audio of Capitol Hill policemen pleading for reinforcements. Rioters have been seen roaming the hallways chanting “Hang Mike Pence” and strangely chanting “Where are you, Nancy?” Search for Pelosi.

Trump’s attorney David Schoen said the presentation was “offensive” and that they “did not link her in any way to Trump.”

He told reporters on Capitol Hill Thursday that he believes Democrats are reliving the tragedy to the public in a way that “tears the American people apart” and hinders unity efforts in the country.

On Thursday, Senators sitting for a second full day of argument looked somewhat tired, slumped in their chairs, crossing their arms and walking to stretch.

One Republican, Sen. James Inhofe of Oklahoma, said during a break: “To me, the more they talk, the more they lose their credibility.

The aim of the two-day presentation by House prosecutors, which impeached the outgoing president last month a week after the siege, was to portray Trump not as an innocent bystander but rather as “the chief instigator” who spent months spreading lies. and get supporters to contest the election.

They seek not only to be condemned, but also to ban him from his future duties.

“This attack would never have happened without Donald Trump,” said Representative Madeleine Dean, one of the impeachment officials, suppressing her emotions. “And so they come, draped in the Trump flag, and used our flag, the American flag, to punch and club.”

Trump’s lawyers are likely to blame the rioters themselves for the violence.

The first president to face an impeachment trial after leaving office, Trump is also the first to be indicted twice.

His lawyers say he cannot be sentenced because he has already left the White House. Even though the Senate rejected this argument in Tuesday’s vote in favor of the trial, the question could resonate with Senate Republicans keen to acquit Trump without being seen as tolerant of his behavior.

While six Republicans joined Democrats in voting Tuesday to hold the trial, the 56-44 vote fell short of the two-thirds threshold of 67 votes required for sentencing.

___

By LISA MASCARO, ERIC TUCKER, MARY CLARE JALONICK and JILL COLVIN

Associated Press editors Jonathan Lemire and Kevin Freking in Washington, Nomaan Merchant in Houston, and Michelle L. Price in Las Vegas contributed to this report.


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Popeyes Adds Cajun Fish Sandwich to Menu, Offers Customers Guarantee on Launch Day https://miterceraedad.com/popeyes-adds-cajun-fish-sandwich-to-menu-offers-customers-guarantee-on-launch-day/ https://miterceraedad.com/popeyes-adds-cajun-fish-sandwich-to-menu-offers-customers-guarantee-on-launch-day/#respond Thu, 08 Apr 2021 02:37:59 +0000 https://miterceraedad.com/popeyes-adds-cajun-fish-sandwich-to-menu-offers-customers-guarantee-on-launch-day/

National fast food chain Popeyes launched a new Cajun fish sandwich on Thursday and promises customers will love their sandwich or the company will replace it. The Cajun Flounder Sandwich is the fishy version of the ever popular Popeyes Chicken Sandwich that made headlines in 2019 for sell across the country.

“After seeing the answer to our Chicken Sandwich in 2019, we’re excited to deliver another delicious sandwich to our fans that is sure to reset the industry standards,” said Sami Siddiqui, President, Americas at Popeyes . “At Popeyes, we don’t take any shortcuts on quality and strive to ensure that our ingredients are the best of the best. That’s why we’re proud to serve the most authentic Cajun plaice sandwich (fast retail).

The fish sandwich is fried and seasoned with Cajun Popeyes spices, topped with pickles and tartar sauce and served on Popeyes brioche bread. It costs $ 4.49 a sandwich and will be available for a limited time. The company also offers “insurance” on the sandwich for an additional 15 cents. Insurance means if you don’t like the Cajun plaice sandwich, Popeyes will replace it with a chicken sandwich for free. This offer is only available Thursday, February 11 and requires purchase through the company’s app.

The time to release the sandwich comes just in time for Lent which begins on February 17th. There are over 30 Popeyes locations in Michigan, some offering delivery service depending on location.

READ MORE:

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JPMorgan’s Dimon Says “This Boom Could Easily Reach 2023” https://miterceraedad.com/jpmorgans-dimon-says-this-boom-could-easily-reach-2023/ https://miterceraedad.com/jpmorgans-dimon-says-this-boom-could-easily-reach-2023/#respond Thu, 08 Apr 2021 02:37:39 +0000 https://miterceraedad.com/jpmorgans-dimon-says-this-boom-could-easily-reach-2023/

Jamie Dimon has said he is optimistic that the pandemic will end with a U.S. economic rebound that could last for at least two years.

“I have no doubts that with surplus savings, new stimulus economies, huge deficit spending, more quantitative easing, a potential new infrastructure bill, a successful vaccine and the euphoria towards the end of the pandemic, the US economy is likely to explode, ”the JPMorgan Chase & Co. CEO said Wednesday in its annual letter to shareholders. “This boom could easily continue until 2023.”

Unprecedented federal bailouts have blunted unemployment and averted further deterioration in the economy, according to Dimon, who said the banks had entered the crisis strong and able to help communities weather the storm. While lenders have also benefited from the US stimulus, they have built buffers against future loan losses and performed well in stress tests, he said.

Dimon also pointed to American consumers, who used stimulus checks to reduce debt to the lowest level in 40 years and hid them in savings, giving them – like businesses – “extraordinary” purchasing power. once the blockages are over. The latest round of quantitative easing will have created more than $ 3 trillion in deposits in US banks, some of which can be loaned, he said.

All of this could add up to a Goldilocks moment, according to Dimon, when growth is rapid and sustained while inflation is slowly rising. Threats to this outcome include viral variants and a rapid or sustained rise in inflation that prompts rates to rise earlier.

At 65, Dimon is the most prominent executive in the World Bank, serving as an industry spokesperson while leading a titan of both Wall Street and consumer lending. He has been running the company since late 2005, and is the only CEO still in charge after leading a major bank during the financial crisis.

The 65-page letter (plus a page of footnotes) is Dimon’s longest to date, following last year’s abridged one that arrived less than a week after he returned to work from surgery emergency heart disease. As always, it is broad and covers topics ranging from financial regulation to China, inequality and institutional racism.

Competitive threats

Dimon, who built America’s largest and most profitable bank in history, also warned shareholders that disruption of its industry through technology is finally within reach. Shadow lenders are gaining ground. Traditional banks are confined to an increasingly reduced role in the financial system.

“Banks face huge competitive threats – from virtually every angle,” he said. “Fintech and Big Tech are here in a big way! “

The letter expands on predictions Dimon has been offering for years, this time stating that many of those threats have now arrived. FinTech companies are more formidable, offering products that are easy to use, fast and smart, he said. Shadow banks – a group that includes investment funds and online platforms offering finance to businesses and consumers – are also gaining market share.

These groups have outstripped the growth of banks in some ways, often with less regulation. They have also done “a tremendous job of alleviating customer problems” with nifty online platforms, he said.

“While I remain convinced that JPMorgan Chase can grow and generate good returns for its shareholders, the competition will be intense and we need to be faster and more creative,” wrote the CEO. “Acquisitions are in our future, and fintech is one area where some of that money could be used.”

As with previous annual letters, Dimon addressed geopolitical issues. On Brexit, he said uncertain financial regulations coupled with political pressure could lead to a “tipping point many years before it could make sense to move all functions that serve Europe from the UK to continental Europe “.

Dimon mentioned China more than 30 times throughout the letter, predicting that it will likely overtake the United States in the next 20 years as the largest economy and financial market. He praised China’s growth over the past 40 years, but said the country will face serious problems over the next 40, including pollution, corruption and inefficiency.

“China has no direct path to becoming the dominant economic power,” Dimon said. “In the short term, if China and the United States can maintain a healthy strategic and economic relationship, it could greatly benefit both countries as well as the rest of the world. “

He also spoke about the bank’s future real estate needs, expecting it to decline dramatically as remote working survives the pandemic. The bank could require some 60 seats for every 100 employees, as some employees work on a hybrid model, he said. The lender still intends to build its new headquarters in New York, he added.

Despite a warning just two days ago from Senate Minority Leader Mitch McConnell that business leaders should refrain from taking positions on controversial political issues, Dimon has delved into areas such as immigration, health care and education.

“Our problems are neither Democrats nor Republicans – neither are the solutions,” Dimon wrote. “Unfortunately, however, partisan politics impedes the design and implementation of a collaborative policy, especially at the federal level.”

Terribly wrong

Despite all the brightness of his economic outlook, Dimon found the cause of much darker lamentations.

The pandemic has brought to light deep inequalities and their devastating effects. On issues such as health care and immigration, people have lost confidence in the government’s ability to solve problems, he said.

“Americans know something has gone terribly wrong, and they blame the rulers of this country: the elite, the powerful, the policy makers – in government, in business and in civil society,” he wrote. . “This is very appropriate, because who else should be responsible for it?” “

It fuels populism on the right and left, he said. “But populism is not a policy, and we cannot let it lead to another round of bad planning and bad leadership that will only make our country worse off.”

The CEO even put it in economic terms: he believes that a large-scale “dysfunction” has reduced the rate of US growth by one percentage point. He suggested exploring solutions abroad, citing apprenticeship programs in Germany, healthcare in Singapore and infrastructure in Hong Kong.

Dimon also reiterated a call for a national Marshall Plan, referring to the US effort to help Western Europe recover from World War II, to address the structural challenges behind the country’s racial and economic crises.

“Solving America’s problems is going to take a lot of work. But if we break them down into their building blocks, we will find many viable solutions, ”he said. “With thoughtful analysis, common sense and pragmatism, there is hope.”


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The ZTE Axon 20 5G has a sub-screen camera: goodbye, notches and perforations https://miterceraedad.com/the-zte-axon-20-5g-has-a-sub-screen-camera-goodbye-notches-and-perforations/ https://miterceraedad.com/the-zte-axon-20-5g-has-a-sub-screen-camera-goodbye-notches-and-perforations/#respond Thu, 08 Apr 2021 02:37:18 +0000 https://miterceraedad.com/the-zte-axon-20-5g-has-a-sub-screen-camera-goodbye-notches-and-perforations/

The ZTE Axon 20 5G.

ZTE

ZTE announced the Axon 20 5G, which he says is the world’s first phone to feature an under-screen camera. This means there is no need for any notches or perforations – the front camera is simply part of the 6.9-inch FHD + OLED display. The phone, unveiled on Tuesday, will soon be available for pre-order in China.

ZTE says it has used a mix of five technologies to operate the camera, including a special material using “organic and inorganic film”, which improves light delivery to the lens; a dual-control chip and driver circuit that synchronizes the phone’s color and display to prevent the camera and screen from interfering with each other; and what he calls a “special matrix” for more natural pixel transitions.

The fifth technology used to operate the under-screen camera is a new shooting algorithm created by ZTE that “automatically optimizes for various scenarios under multiple lighting conditions and improves image contrast to produce more photos. natural and more attractive, ”ZTE said.

Read more: Best 5G phones of 2020

Besides the camera, ZTE’s Axon 20 5G comes with a Qualcomm Snapdragon 765G processor and a “2.0 super antenna” to improve 5G connection stability and download speeds. On the back of the phone is a 64MP camera with 4K video.

Some other features of the Axon 20 5G:

  • 4,220 mAh battery with 30W fast charge
  • 5G power saving mode
  • Nine temperature sensors
  • Available in black, blue, orange and purple


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Initiative sets aside $ 10 billion for paycheck loans to minority-owned businesses https://miterceraedad.com/initiative-sets-aside-10-billion-for-paycheck-loans-to-minority-owned-businesses/ https://miterceraedad.com/initiative-sets-aside-10-billion-for-paycheck-loans-to-minority-owned-businesses/#respond Thu, 08 Apr 2021 02:36:51 +0000 https://miterceraedad.com/initiative-sets-aside-10-billion-for-paycheck-loans-to-minority-owned-businesses/

The Small Business Administration is pulling more leverage to expand the reach of its popular Paycheck Protection Program, which provides emergency capital to small businesses battling the pandemic.

Community Development Financial Institutions, mission-based banks that target underserved communities, are participating in a new Small Business Administration initiative that sets aside $ 10 billion for their exclusive use to provide paycheck protection loans minority-owned businesses.

Arkansas has 19 approved community development financial institutions, including two large institutions in Little Rock: Arkansas Capital Corp. and Southern Bancorp.

Both note that the paycheck funding initiative comes with the responsibility to provide economic assistance to minority-owned businesses that suffer economic harm.

[CORONAVIRUS: Click here for our complete coverage » arkansasonline.com/coronavirus]

“We now have an obligation to reach out to these companies that have been underserved – for a variety of reasons,” said Sam Walls, president and chief operating officer of Arkansas Capital.

“A lot of them just don’t believe the banks will give them loans and are even reluctant to try the process. We need to contact them and let them know that we are there to help them.”

For a program that was due to expire a month ago, the paycheck protection initiative is finding new life. The loan program was established by Congress in March to help small businesses with their payroll and keep employees on the job during the covid-19 crisis.

Funding was initially set at $ 349 billion, but it was gone within two weeks. Congress approved another $ 310 billion in April. The $ 10 billion now spent on community development lenders is part of this second round of funding.

[RELATED » Interactive: Economic impacts of covid-19 » arkansasonline.com/economy/]

The program originally offered eight weeks of free pay and capital to pay essential bills like rent and utilities.

Last week, Congress voted to extend that period from eight weeks to 24 weeks or until the end of the year, whichever comes first. The legislation also gives borrowers five years instead of two to repay the portion of the loan that is not repayable. In addition, the bill allows companies to use a greater percentage of the proceeds on non-salary expenses.

When the payday loan program began, lenders were inundated with requests from borrowers asking for a lifeline of financial aid. There were more requests than time and staff to process them. Funding was exhausted in 13 days.

Dedicated funding means that community development lenders can take a more measured approach and locate minority-owned businesses that have been reluctant to seek economic support.

“We need to pivot and be more proactive with the money set aside for CDFIs,” Walls said. “It behooves us to seek out companies to help in underserved markets. “

In Arkansas, the Small Business Administration reports that 40,329 small businesses have borrowed approximately $ 3.3 billion under the Paycheck Protection Program.

Southern Bancorp CEO Darrin Williams noted that his bank has made more than 1,200 paycheck loans, the majority going to businesses operating in low-income rural communities.

“We’ve argued from the start that CDFIs are in a good position to get that money where it’s needed most, and we think we’ve done a good job of proving that point,” said Williams. “The vast majority of our more than 1,200 PPP loans have gone to low- and middle-income rural communities, with a large number going to minority borrowers.”

WORKING CAPITAL

A new survey from the National Federation of Independent Businesses reports that three in four small businesses nationwide have applied for a paycheck protection program loan.

The survey found that 77% of small business owners applied for paycheck protection program loans. Almost everyone who applied received loans – 93% of applicants.

And the results showed that companies immediately put emergency capital to work to save their businesses.

About 25% of borrowers used at least 75% of the proceeds and 4% said they had already used the entire loan. Small businesses can borrow up to $ 10 million under the program, although statistics from the Small Business Administration show the average loan in Arkansas is $ 81,500.

“This vital source of funds has proven to be essential in keeping businesses open and the Arkansans at work,” Sylvester Smith, chief of the organization in Arkansas, said in a statement.

About one in three business owners have used between 50% and 75% of their loans. Only 5% of companies said they had not yet used the new capital, according to the survey.

MANUFACTURING TRAIL

Manufacturing output in the United States fell 13.7% in April, the largest drop in the industrial production index’s 101-year history.

All major industries reported production declines. The production of auto parts and vehicles fell sharply with a 72% drop in production.

And the forecast for the next few months is not promising, according to the National Association of Manufacturers. The group’s survey in the second quarter of 2020 showed that only 34% of manufacturers said they had a positive outlook on their business. This is the lowest reading since Q1 2009 and down from 75.6% in Q1 2020 survey.

About 67.1% of manufacturers said they had temporarily halted part of their operations. Among large manufacturers, around 51% are in full production, and 73% of small and medium-sized businesses reported being fully operational.

The census bureau announced last week that new orders for manufactured durable goods fell 17.2%, from $ 35.4 billion to $ 170 billion in April from March. Orders have declined in three of the past four months, including a 16.6% drop in March.

ARKANSAS EXPORTS

Arkansas exports contributed $ 6.2 billion to the economy and supported more than 25% of the state’s workforce in 2019, according to the World Trade Center of Arkansas.

Canada and Mexico remained the state’s two main trading partners. Exports to the two countries reached about $ 2.3 billion. Arkansas also enjoyed a combined positive trade balance (meaning exports exceeded imports) of $ 485 million with the two countries.

Looking ahead, the mall predicts that the July 1 implementation of the trade deal between the United States, Mexico and Canada could increase trade even further.

“Arkansas has a diverse economy, which powers the state’s export ecosystem,” said Melvin Torres, director of the Western Hemisphere Trade Center. “Business partners and the diversity of the industry foster a fertile environment for small business exports in Arkansas.”

Last year, international trade in Arkansas supported nearly 350,000 jobs. Over the past 10 years, Arkansas exports have grown 18% to 167 countries.

France was the state’s third partner with $ 711 million in exports, followed by Japan with $ 372 million and China with $ 191 million.

Almost half of Arkansas’ exports, 47%, were shipped to the Western Hemisphere. Europe followed with 26%, followed by Asia with 21% and the Middle East with 2.5%.

Rogers-based World Trade Center provides services that connect Arkansas businesses with potential business partners.


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Bioheng Biotech Raised $ 80 Million in Series B Funding to Advance Allogeneic Cellular Immuno-Cell Therapies https://miterceraedad.com/bioheng-biotech-raised-80-million-in-series-b-funding-to-advance-allogeneic-cellular-immuno-cell-therapies/ https://miterceraedad.com/bioheng-biotech-raised-80-million-in-series-b-funding-to-advance-allogeneic-cellular-immuno-cell-therapies/#respond Wed, 07 Apr 2021 23:17:44 +0000 https://miterceraedad.com/bioheng-biotech-raised-80-million-in-series-b-funding-to-advance-allogeneic-cellular-immuno-cell-therapies/

NANJING, China, March 24, 2021 / PRNewswire / – Bioheng Biotech Co., Ltd., a clinical-stage biotechnology company dedicated on the development of a novel cell-based immunotherapy for cancer, today announced it has secured $ 80 million in Series B funding. Series B was co-led by GL Ventures, the venture capital unit of Hillhouse Capital, Decheng Capital and Octagon Capital, with participation from BlueRun Ventures China and Shenzhen Capital Group Company.

Dr Xiaohong He, Founder and CEO of Bioheng, said: “We are delighted to gain recognition for such an excellent group of biotech investors and proud of the continued support of existing shareholders. Bioheng is focused on the development of allogeneic immune cell therapy. Currently, we have made progress in several indications with promising clinical data. The proceeds of this funding will continue to be used to advance R&D capabilities, process development and clinical trials. We look forward to providing patients with more affordable immunocellular therapies soon. “

“It is a great honor to continue to support Bioheng in the financing of Series B. We have great confidence in the technologies and the management team of the company., ” said Dr Xiangmin Cui, Founder and Managing Director of Decheng Capital. “Over the past two years, the company has enriched the pipeline and made solid progress in the clinical development of several assets, demonstrating strong research and development capabilities. “

Dr. Ting Jia, Founder and Chief Investment Officer of Octagon Capital, said, “Bioheng has a clear scientific vision, exceptional team spirit and an unwavering sense of innovation. We are delighted to have the opportunity to work with such an excellent team and accompany us on a long journey. “

About Bioheng

Bioheng is a leading clinical-stage biotechnology company focused on the development and commercialization of novel allogeneic cellular immunotherapies for the immediate treatment of cancer patients, which can dramatically increase affordability and affordability by overcoming barriers encountered by autologous cell therapy. Founded in 2017, Bioheng has set up a pioneering allogeneic immunotherapy platform and built a high level GMP quality 75,000 square foot translation center and manufacturing plant, which is equipped with full closed and semi-automated production compliant with NMPA and FDA regulations. guidelines. Through its proprietary technology, Bioheng has accumulated considerable expertise in cell engineering and has boosted several clinical and IND-stage pipelines. Committed to “bridging life and health”, we are committed to offering every patient a chance for recovery.

For more information visit https://www.bioheng.com/en/.

About GL Ventures

GL Ventures focuses on innovative early stage companies in healthcare, software services, consumer internet, brands and emerging consumer services. The GL Ventures team is passionate about partnering with visionary entrepreneurs to create industry leaders who stand the test of time. GL Ventures is the venture capital arm of Hillhouse Capital, and we’ve been investing with innovators around the world since 2005.

About Decheng Capital

Decheng Capital is a leading investment firm that provides capital and strategic support to early stage life science companies with breakthrough technologies and to growth stage healthcare companies with a strong presence in the market. We are a group of dedicated professionals with complementary expertise who have an exceptional track record in building very successful businesses globally. Founded in 2012, Decheng continues to capitalize on a historic opportunity in the rapid growth of the healthcare industry as well as breakthroughs in life science research. With over $ 2 billion in capital under management and with the backing of some of the world’s most prestigious LPs, Decheng is poised to deliver superior returns to our investors and create value for our entrepreneurial partners.

About Octogone Capital

Founded in 2019, Octagon Capital Advisors LP is a multi-stage investment manager dedicated to evidence-based investing in public and private healthcare companies, particularly in the United States and China. Octagon Capital focuses on long-term strategic investments and strives to work with its portfolio management teams as partners. Octagon Capital manages capital on behalf of global institutions such as academic foundations, non-profit foundations, family offices, pension funds and established asset managers.

About BlueRun Ventures China

Founded in Silicon Valley in 1998 and entered the continent China in 2005, BlueRun Ventures China is a leading company focused on innovative technologies, business services, healthcare services and consumer sectors. BRV China has invested in more than 150 start-ups on the continent China including PPTV, Ganji / 58, Guazi, Li Auto (NASDAQ: LI), QingCloud (688316.SH), QuDian (NYSE: QD), etc. BRV China’s assets under management (AUM) exceed 10 billion RMB.BRV China was ranked # 1 in the “Top 30 Early-Stage Venture Capital in Zero2IPO” China“and CVAwards” Top 30 early-stage venture capitalists in ChinaHe was also named to Preqin’s Global Top 10 Consistent Performing Venture Capital Funds Managers.

About the Shenzhen Capital Group Company

Shenzhen Capital Group Co., Ltd. (“SCGC”) was established in 1999. With a mission to discover and build great companies and as a discoverer and cultivator of the innovative value-added company, SCGC has grown into a major global investment conglomerate in VC / PE.SCGC mainly invests long-term capital in small and medium-sized enterprises (“SMEs”), in particular SMEs in emerging high-tech self-innovative markets, in the sectors of information technology, Internet / new media / culture Creativity, Bio-Tech / Health, New Energies / Clean Technologies, New Materials / Chemistry, Advanced Manufacturing, Consumer Goods / Modern Services, etc., in all their phases of development.

SOURCE Bioheng Biotech Co. Ltd


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Former prosecutor Gary Zerola faces new rape charge held without bail https://miterceraedad.com/former-prosecutor-gary-zerola-faces-new-rape-charge-held-without-bail/ https://miterceraedad.com/former-prosecutor-gary-zerola-faces-new-rape-charge-held-without-bail/#respond Wed, 07 Apr 2021 23:17:42 +0000 https://miterceraedad.com/former-prosecutor-gary-zerola-faces-new-rape-charge-held-without-bail/

A former Boston prosecutor and defense lawyer facing new rape charges has been taken into custody without bail, according to Suffolk County District Attorney Rachael Rollins.

Gary Zerola, 49, of Salem, appeared in Boston City Court Thursday for a dangerousness hearing before Judge Thomas Horgan.

Prosecutors have argued that Zerola is a danger to the community as he has a history of rape allegations dating back to 1996 and was released on bail for a separate rape allegation when the most recent attack allegedly took place, he said. Rollins said.

Zerola faces charges in Suffolk Superior Court for the alleged rape of another woman in 2016, and had posted $ 10,000 bail in the case.

He has been in detention since he surrendered to authorities last week after a warrant was issued in the latest case.

Prosecutors say Zerola met the victim at a rally on January 11 and brought her back to her apartment, with mutual acquaintance.

They say Zerola then returned to the residence without the victim’s permission later that night, and she woke up to find him sexually assaulting her.

Zerola has pleaded not guilty to the rape and break and enter charges. His lawyer did not respond to an email seeking comment on Thursday, but previously called the allegations thin.


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Repeat DUI driver who caused crash that killed pregnant woman gets no mercy from Pennsylvania court https://miterceraedad.com/repeat-dui-driver-who-caused-crash-that-killed-pregnant-woman-gets-no-mercy-from-pennsylvania-court/ https://miterceraedad.com/repeat-dui-driver-who-caused-crash-that-killed-pregnant-woman-gets-no-mercy-from-pennsylvania-court/#respond Wed, 07 Apr 2021 23:17:40 +0000 https://miterceraedad.com/repeat-dui-driver-who-caused-crash-that-killed-pregnant-woman-gets-no-mercy-from-pennsylvania-court/

A state Superior Court panel on Tuesday dismissed the appeal of a repeated intoxicated driver who said his prison sentence for causing an accident that killed a pregnant woman is “unduly severe” .

The move means Samuel Corey, 28, of Mansfield will spend up to a quarter of a century behind bars.

Samuel corey

Corey’s journey to prison began when he collided head-on with a car driven by Ceaira Kirkner, 26, on February 4, 2019. Kirkner was thrown from his car and died at the scene. Her two young children, who were in car seats, were not injured.

Police charged Corey, who had drugs and alcohol in his body at the time of the crash, with vehicle homicide while on DUI, President Judge Emeritus Kate Ford Elliott noted in the court opinion of state.

Five months after the fatal accident, Corey was charged with another drug and alcohol-related impaired driving offense for an unrelated incident.

He pleaded guilty in both cases and was sentenced by Bradford County Judge Evan S. Williams III to 8 years and 9 months to 25 years in prison.

Corey’s own lawyer viewed his appeal of this punishment as frivolous. Elliott agreed. She cited Williams’ reason for imposing the sentence given that an unborn child was a victim in the case along with her mother.

“I believe that if (there was) a circumstance where an aggravated sentence was appropriate, it would be this, to take into account in some way that the life of an unborn child has ended far too early, ”concluded Williams.


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